what is that perspective now that the affordable care act will begin to become fully finalized to law over the next couple of years. we keep hearing those on the conservative side or republicans raise concerns about what we'll do for the country. what is your view. now you're not part profit excess. you can speak more freely. is it going to be a good thing for the country? >> yes, it will. for one reason, as an example, right now we have 50 some billion dollars a year of uncompensated care. that means people don't have insurance don't have medicaid, medicare or private insurance, don't have military coverage or anything like that, so they are not insured. they have access to health care in the emergency rooms. if they taken in and can't pay and don't go through a bankruptcy or something like that, that costs that care doesn't just go away. it's shifted over to the rest of the us who have insurance. that's $50 billion. now, you stop and think about that it could be as much as $1500 per person who pay for those who don't. when you have everybody in the system, all insured one way or ano